Citi® Double Cash Card

The Citi® Double Cash Card: Maximizing Your Cash Back Rewards

If you're looking for a credit card that offers a simple and straightforward way to earn cash back rewards, consider the Citi® Double Cash Card. This credit card offers a flat-rate cash back rewards program, making it easy to earn rewards on all of your purchases.

How the Citi® Double Cash Card Works

The Citi® Double Cash Card offers a unique cash back rewards program that allows you to earn cash back twice on every purchase you make. You'll earn 1% cash back when you make a purchase, and an additional 1% cash back when you pay your credit card bill.

There are no limits to the amount of cash back you can earn, and the rewards never expire as long as your account is open and in good standing. You can redeem your cash back rewards for statement credits, direct deposits, or checks, or you can use them to make purchases with select retailers.

The Benefits of the Citi® Double Cash Card

One of the main benefits of the Citi® Double Cash Card is its simple and straightforward cash back rewards program. Unlike other rewards programs that may require you to keep track of rotating categories or bonus offers, the Citi® Double Cash Card offers a flat-rate cash back rewards program on all of your purchases.

The card also offers a 0% introductory APR on balance transfers for the first 18 months, making it a great option if you're looking to consolidate high-interest credit card debt. There is a balance transfer fee of 3% or $5, whichever is greater, but this can still be a cost-effective way to save money on interest charges and pay down your debt faster.

Maximizing Your Rewards with the Citi® Double Cash Card

To maximize your cash back rewards with the Citi® Double Cash Card, it's important to use it for all of your everyday purchases. Since the card offers a flat-rate cash back rewards program, you'll earn rewards on all of your purchases, whether you're buying groceries, gas, or dining out.

You should also make sure to pay your credit card bill on time and in full each month to earn the additional 1% cash back. Setting up automatic payments or reminders can help ensure that you never miss a payment and maximize your rewards.

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